“What typeof health insurance coverage should I get HMO or PPO?”. Unfortunately, this question is not so straight forward. It really depends on a person situation.Things like the person healthcare usage, budget, doctors and tolerance for out of pocket costs like: deductibles, copays and co insurance are all going to factor into which option is best for a person. This is on top of the normal considerations about which is the best way to get a plan, either directly through a health insurance company, get work insurance, or through Obamacare / Healthcare.gov/ Covered California or which company should you choose like: Blue shield ,Blue Cross, Anthem, Kaiser, Healthnet , Molina , Oscar , Humana, Aetna, or Cigna.Today we are going to discuss some of the differences between HMO’s and PPO’s and talk about what are some considerations you should have when trying to figure out which type of plan is best for you.